Insurance Loss Adjuster

Insurance loss adjusters investigate large or complicated claims for insurance companies.

Typical Salary

£15,000 To £80,000

Typical Hours

38 to 40 a week
evenings / weekends occasionally

How To Become a Insurance Loss Adjuster

You can get into this job through:

  • a university course
  • an apprenticeship
  • working towards this role
  • a graduate training scheme

College / University

You could take a degree before applying for a place on an insurance company's graduate training scheme. Relevant degrees include:

  • business studies
  • finance
  • law
  • surveying
  • construction
  • 2 to 3 A levels, or equivalent, for a degree
  • Apprenticeship

    You may be able to start by doing a higher apprenticeship for insurance professionals or a senior insurance professional degree apprenticeship.

  • 4 or 5 GCSEs at grades 9 to 4 (A* to C) and A levels, or equivalent, for a higher or degree apprenticeship
  • Routes into this Career

    You could move into loss adjusting after getting experience as a claims technician or assistant loss adjuster with an insurance company.

    You could also complete qualifications while you're working in insurance through a professional body like the Chartered Institute of Loss Adjusters.


    Other Routes

    You could apply to join a company's graduate training scheme if you've got a degree. Most subjects are accepted though you may have an advantage if you've studied business, law, maths or economics.

    Skills And Knowledge

    You'll need:

    • customer service skills
    • to be thorough and pay attention to detail
    • the ability to accept criticism and work well under pressure
    • knowledge of English language
    • patience and the ability to remain calm in stressful situations
    • the ability to work well with others
    • the ability to use your initiative
    • excellent verbal communication skills
    • to be able to use a computer and the main software packages competently

    Day To Day Tasks

    Your day-to-day duties could include:

    • visiting sites to survey damage
    • interviewing customers
    • gathering evidence, like security camera footage or police reports
    • requesting reports from specialists, like building surveyors
    • checking that policies cover losses and customers are claiming a reasonable amount
    • organising clean-up operations, or arranging building repairs
    • making further investigations if you suspect fraud
    • giving evidence in court
    • presenting reports and recommendations to insurers
    • advising claimants on how to avoid further losses

    Working Environment

    You could work in an office or from home.

    Your working environment may be you'll travel often and emotionally demanding.

    You may need to wear safety clothing and use safety equipment.

    Career Path & Progression

    Career Path & Progression are not listed for this job.

    Volunteering Opportunities

    Volunteering Opportunities are not listed for this job.

    Tips & Information

    Professional and industry bodies

    You could join the Chartered Institute of Loss Adjusters for professional development and training opportunities.

    Further information

    You can find out more about working and training in loss adjusting through the Chartered Institute of Loss Adjusters and the Chartered Insurance Institute.

    Restrictions & Requirements

    Restrictions & Requirements are not listed for this job.

    Career tips, advice and guides straight to your inbox.

    Join our newsletter today.